Sunday, October 28, 2012

Top 6 Major drains on baby boomer bank accounts : BoomerCaf? ...

?
A report by the National Center for Policy Analysis?has investigated how much baby boomers are spending on things like education, entertainment and clothing, and how that has changed over the past 20 years.

?For a number of years now, retirement and financial experts have bemoaned the fact that baby boomers and others who should be thinking about retirement saving are nowhere near ready to retire,? Pamela Villarreal of NCPA said in the summary of the report.

?Some blame the failure of 401(k) and Individual Retirement Account (IRA) retirement plans to fill in the gaps left by elimination of corporate pensions. Others argue that American adults of all ages are simply not saving enough.?

Education

The rising cost of education is taking its toll on boomers. From 1990 to 2010, education expenditures jumped 80% for 45 to 54 year olds and 22% for 55 to 64 year olds.

Some individuals may be carrying debts over while others may be furthering their education later in life. More likely, the report said, is that baby boomers have some of their finances tied up in helping their children pay for their college expenses and deal with loans.

Healthcare

Taking into account both out-of-pocket expenses and insurance premiums, health care expenditures rose 30% for 45 to 54 year olds and 21% for 55 to 64 year olds. Insurance premiums nearly doubled for both age groups.

?This reflects the growth of health care spending, which has essentially wiped out the gains in median family income over the past decade,? Villarreal said.

Helping Grown Children

More than half, 59%, of parents who had an 18 to 39 year old son or daughter were spending money to support their adult child. Of that 59% some were paying living expenses (48% of expenditures), transportation costs (41%), spending money (29%), medical bills (28%), and paying back loans (16%).

Mortgage Debt

In the last two decades, expenditures on principal, mortgage interest, taxes, maintenance and insurance rose 25%. For those between the ages of 55 and 64, half of the increase was due to rising interest expenditures, the report said, even though mortgage interest rates have fallen over time.

?The portion of income they spend on mortgage interest increased 47%, from 4.3% to 6.3%,? Villarreal said.

The report speculates that the increase may be due to the rate at which home prices outpaced growth before the 2008 collapse.

Entertainment

Baby boomers seem to be cutting back on their bills here, according to NCPA:

*Food purchases, including spending at restaurants, fell 18% for 45 to 54 year olds and 20% for 55 to 64 year olds.

*Household furnishings fell nearly one third for 45 to 54 year olds and dropped one-fourth among the 55 to 64 range.

*Clothing expenses fell the most dramatically, down 42% for 45 to 54 year olds and 70% for the 55 to 64 year olds. (NCPA attributes this drop in part to a decrease in labor costs that brought down prices of apparel.)

Falling Income

Income median income for 45 to 54 year olds peaked at $74,457 in 1999 and has since fallen to $62,485 (correlated to the 2008 recession).

Income peaked for 45 to 64 year olds at $60,345 in 2007 and has since fallen to $56,575 in 2010.

?This difference is likely due to the fact that 45 to 64 year olds hold more income in stocks; thus stock market volatility has affected their capital gains and dividends, particularly during the 2000s,? the report said.
?

Related Posts Plugin for WordPress, Blogger...

Tags: Featured

Category: Baby Boomers

Source: http://www.boomercafe.com/2012/10/27/top-6-major-drains-on-baby-boomer-bank-accounts/

marshawn lynch earthquake bay area clear channel drexel dale george will obama birth certificate

East Coast storm wreaks havoc on presidential race

President Barack Obama, center, attends a briefing with Federal Emergency Management Agency administrator Craig Fugate, right, at the National Response Coordination Center at FEMA Headquarters in Washington, on Sunday, Oct. 28, 2012. (AP Photo/Jacquelyn Martin)

President Barack Obama, center, attends a briefing with Federal Emergency Management Agency administrator Craig Fugate, right, at the National Response Coordination Center at FEMA Headquarters in Washington, on Sunday, Oct. 28, 2012. (AP Photo/Jacquelyn Martin)

Republican presidential candidate and former Massachusetts Gov. Mitt Romney arrives to speak to an overflow crowd of supporters and as he campaigns at the Celina Fieldhouse in Celina, Ohio, Ohio, Sunday, Oct. 28, 2012. (AP Photo/Charles Dharapak)

President Barack Obama speaks as he attends a briefing with Federal Emergency Management Agency administrator Craig Fugate, right, at the National Response Coordination Center at FEMA Headquarters in Washington, Sunday, Oct. 28, 2012.(AP Photo/Jacquelyn Martin)

President Barack Obama hugs his daughter Sasha as he walks with Malia as they leave St. John's Episcopal Church to walk across Lafayette Park as they return to the White House in Washington, on Sunday, Oct. 28, 2012. (AP Photo/Jacquelyn Martin)

U.S. Secret Service agents stand watch as Republican presidential candidate and former Massachusetts Gov. Mitt Romney and vice presidential candidate Rep. Paul Ryan, R-Wis., campaign at the Celina Fieldhouse in Celina, Ohio, Sunday, Oct. 28, 2012. (AP Photo/Charles Dharapak)

(AP) ? Republican presidential candidate Mitt Romney and President Barack Obama frantically sought to close the deal with voters with precious few days left in an incredibly close race as this year's October surprise ? an unprecedented storm menacing the East Coast ? wreaked havoc on their best-laid plans.

Ever mindful of his narrow path to the requisite 270 electoral votes, Romney looked to expand his map, weighing an intensified effort in traditionally left-leaning Minnesota. Obama sought to defend historically Democratic turf as the race tightened heading into the final week.

Wary of being seen as putting their political pursuits ahead of public safety, the two White House hopefuls reshuffled their campaign plans as the storm approached. Both candidates were loath to forfeit face time with voters in battleground states like Virginia that are likely to be afflicted when Hurricane Sandy, a winter storm and a cold front collide to form a freak hybrid storm.

"The storm will throw havoc into the race," said Sen. Mark Warner, D-Va.

Obama, preparing to depart for Florida Sunday, a day early to beat the storm, got an update from disaster relief officials before speaking by phone to affected governors and mayors.

"Anything they need, we will be there," Obama said. "And we are going to cut through red tape. We are not going to get bogged down with a lot of rules. We want to make sure that we are anticipating and leaning forward."

An opportunity for Obama to demonstrate steady leadership in the face of crisis was offset by the risk that the federal government, as in past emergencies, could be faulted for an ineffective response, with the president left to take the fall.

Obama canceled campaign stops Monday in Virginia and Tuesday in Colorado to monitor the storm but planned to go forward with other events Monday in Florida and Ohio, with former President Bill Clinton at his side. He planned to return to Ohio on Wednesday with stops in Cincinnati and Akron, followed by a Thursday swing through Springfield, Ohio; Boulder, Colo.; and Las Vegas.

Romney nixed three stops in up-for-grabs Virginia on Sunday, opting instead to campaign with running mate Paul Ryan in Ohio before heading Monday to Wisconsin, where Romney has chipped away at Obama's lead.

"Let's today when we get home put in our prayers the people who are in the East Coast in the wake of this big storm that's coming," Ryan said in Celina, Ohio.

Vice President Joe Biden canceled a Monday event in New Hampshire, and Romney's wife, Ann Romney, called off her Monday events. Campaign staffers planned to collect supplies for Virginia storm victims, and a Republican Party spokesman said Romney's campaign bus would be used for "relief efforts throughout the East Coast."

Also vexing to Obama and Romney was the prospect that bad weather could hinder early voting and get-out-the-vote efforts.

"Obviously, we want unfettered access to the polls, because we think the more people that come out, the better we're going to do," said David Axelrod, a top adviser to Obama's campaign. "To the extent that it makes it harder, that's a source of concern."

In Virginia, one of the most competitive states in the race, election officials eased absentee voting requirements for those affected by the storm.

"The state board of elections is already planning for extended hours in advance for absentee voting, and it's now a priority, moved up to the same level as hospitals and police stations to have power restored," said Gov. Bob McDonnell, a top Romney ally.

Getting voters to the polls ? whether early or on Election Day ? is one of the few elements of the race still in the candidates' control. Although Romney and Obama are in a close contest for the popular vote, the president continues to have the upper hand in the most contested states.

Reince Priebus, the GOP chairman, pointed to recent gains for Romney that have lifted him to a virtual tie in most national polls. "The challenger always wins in a tie race," he said.

With time running out, both campaigns appeared to be fine-tuning their map of the states where they're campaigning the hardest.

A senior Republican official, speaking on the condition of anonymity to disclose private deliberations, said Sunday that the Romney team was seriously discussing sending Romney, Ryan or both to Minnesota during the final week. The state hasn't gone Republican in the presidential race since 1972, but recent polling shows a tighter race there than most anticipated.

In a flashback to the 2008 race, Obama's campaign announced that Biden will campaign Thursday in Pennsylvania, reprising a visit to his hometown of Scranton that he made during the final week four years ago. Pennsylvania, too, has been Democratic territory in recent years, but Romney has continued to contest the state with an advertising assist from the Republican Party.

Axelrod, Priebus and McDonnell spoke on CNN's "State of the Union." Warner spoke on "Fox News Sunday."

___

Lederman reported from Washington. Associated Press writers Philip Elliott in Ohio, Brian Bakst in Minnesota and Jim Kuhnhenn and Julie Pace in Washington contributed to this report.

___

Online:

Federal emergency storm information: http://www.ready.gov

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-10-28-Presidential%20Campaign/id-7083b185bce346b5ad577415612daf26

how i met your mother sons of anarchy PNC Bank Jordan Pruitt real housewives of new jersey act Kanye West sex tape

Private student loan problems mirror those of mortgages | North ...

By Charlene Crowell

An old adage advises ?that the more things change, the more they stay the same?.? When it comes to consumer debt, that advice is also a truism. After years of mortgage borrowers complaining about servicing ? or the lack thereof ? it appears that problems student loan borrowers face are remarkably similar.

With student loan debt topping the trillion-dollar mark, another looming credit crisis could emerge just as the housing market is showing signs of recovery. According to the Survey of Consumer Finance, today one in four American households are headed by someone under the age of 35 with student loan debt. Private student loans account for more than $150 billion of outstanding debt. Moreover, more than 850,000 of these loans are in default and even more are delinquent.

Like the many troubled homeowners who did not understand the terms of their mortgages, student loan borrowers are now having the same difficulty. Servicers, often hired by lenders, often do not share or know the terms of repayment, available options for refinance, or even the total amount owed.

Recently, the Consumer Financial Protection Bureau released a report on the nearly 2,900 private student loan complaints it received since March of this year. Some 65 percent of complaints alleged problems with servicers regarding fees, billing, fraud and credit reporting. Another 30 percent of borrowers filing complaints with CFPB were concerned with limited repayment options, debt collection practices and problems related to loans in default.

?Student loan borrower stories of detours and dead-ends with their servicers bear an uncanny resemblance to problematic practices uncovered in the mortgage servicing business,? said Rohit Chopra, CFPB?s Student Loan Ombudsman.

The vast majority of the student loan complaints received by CFPB were about private loans.

Unfortunately, private loans typically do not have the consumer protections built into federal student loans, such as lower interest and fixed rates, income-based repayment plans, military deferments or discharges upon death.

Instead, the typical private student loan servicer actually works for the lender and may not have an incentive to provide a high level of customer service to borrowers. In the face of financial hardship, unemployment or underemployment, these student loan borrowers often discover few or no options that can be adapted for their circumstances.? In some cases, servicers encouraged borrowers to pay whatever they could ? but failed to inform them their loan status would still be on a path towards default.

With fewer options for refinance or forbearance, some private student loan borrowers are also claiming they were never advised of the difference between a federal and private loan either at the time the loan was first originated or later during repayment.? If the original loan was sold or if the servicer changed, many servicers were unable to answer basic questions as to who actually owns the unpaid loan. Depending upon loan terms, it may not be possible to negotiate alternative repayment.

Other complaints filed with CFPB expressed concerns with servicer errors or misinformation. For example, some servicers may take two to four days to process payments ? even if the payment was submitted online. As a result, borrowers end up paying interest on a higher outstanding principal in the process. Others complained about faulty record-keeping, lost paperwork and errors that though promised to be quickly corrected were not. Still more complaints charged that even after getting transferred to multiple departments, no one was responsive or empowered to provide a clear answer.

If there is a moral to these unfortunate consumer experiences, it could be summed up with CFPB?s slogan, ?Know Before You Owe?.? Before any debt is incurred, take the time and necessary persistence to fully learn obligations and responsibilities.? Any business or its representative that is unwilling or reluctant to explain their products are probably not a good choice for the consumer.

For consumers now considering a private student loan, invest some time to identify and pursue other forms of financial aid such as grants, scholarships, federal student loans, or work-study programs.? Need-based grants often offered by state and federal initiatives can help defray college costs without incurring debt.? Other programs are available to promote the growth of minorities in specific career paths.

?Know Before You Owe? is good advice. Knowing more about financing a college education is even better.

Charlene Crowell is a communications manager with the Center for Responsible Lending. She can be reached at: Charlene.crowell@responsiblelending.org. ???

Source: http://northdallasgazette.com/2012/10/27/private-student-loan-problems-mirror-those-of-mortgages/

zerg rush david wilson playstation all stars battle royale kim zolciak kim zolciak travis pastrana quinton coples

Saturday, October 27, 2012

Methods for Getting Payday Loans on the Internet ? Finance For Us

The net will probably be your last deliverer when you wish profit great amount. It might be your nearest friend because it enables you to definitely obtain money from various loan providers and bank companies. The net has several sources to have types of financial loans while using mouse clicks button. On the internet, you can uncover thousands of internet sites that could give payday loans. People websites are frequently loan brokers that ease you to obtain the lent funds you will need. If you want to obtain loan within the loan providers or banks, you?ll undergo complicated techniques with handful of documents you have to provide. You have to also watch out for survey within the loan company prior to the loan qualifies. Should you uncover loan broker on the internet, complicated techniques will probably be simplified and no need to have to wait for survey within the loan company to produce your financial loans application approved.

The lent funds brokers online is able that may help you submit an application for various financial loans for instance payday loans. Payday loans are the most used financial loans that everyone may use as this type of loan doesn?t require lots of documents. What you should provide to make use of this type of loan is just your identity card as well as your money. Should you really need payday loan because have to pay several bills, you just open 301paydayloansonline.com. This website is probably the best loan brokers which exist on the internet.

To get the payday loans online within the website above, you just register and fill the applying. Provide your own personal info and checking account number round the form and send it back. When doing other pursuits, the site processes the applying and will be offering it towards the loan providers that will approve the borrowed funds. When you have the notification that you just application for that loan qualifies, you?re going to get the money in your money.

Source: http://www.uffusf.org/2012/10/methods-for-getting-payday-loans-on-the-internet/

kurt warner missouri primary minnesota caucus knowshon moreno knowshon moreno sovereign citizen komen

G-Project?s G-Grip Bluetooth speaker takes a licking

We recently told you about G-Project’s portable, waterproof Bluetooth speaker, the G-Go (see related posts). ?Now, G-Project is announcing the G-Grip, their new ruggedized, portable Bluetooth speaker. ?The G-Grip has a rechargeable lithium-ion battery than provides you with up to 8 hours of music between charges. ?(Charge with a USB port on your computer or [...]

Source: http://the-gadgeteer.com/2012/10/26/g-projects-g-grip-bluetooth-speaker-takes-a-licking/

wanderlust gone tyler perry good deeds pretty in pink nba all star game shark tank john wall

Thread: Characters Who Speak in a Dilect - Writing Forum


Is there anyone on this forum who can recommend a book or site or help me out with plantation creole touched with French, dating from the 1780s?

I am working on a novel set in the mid-1780s in New Orleans. My strength is knowing the complicated history of the time and place, but I am weak in the mixed languages spoken at the time. I need a correct few sentences expressing that a young woman of color believes that she has seen the Devil.

I have someone who can help with the French, but am at a loss for the plantation creole.

I do not want to do large amounts of dialect, because my readers will have trouble following it, but would like to do a sentence here and there for flavor.

Source: http://www.writingforums.org/showthread.php?t=57300

oakland news alec baldwin alec baldwin college basketball oakland pinnacle airlines kansas vs kentucky

Friday, October 26, 2012

Britain's Debenhams, ASOS buck retail gloom

LONDON (Reuters) - British retailers Debenhams and ASOS laid out plans to deliver future growth overseas as their rising profits showed their resilience to weaker home market conditions.

Both Debenhams, Britain's No. 2 department store group, and ASOS, the fast-growing online fashion retailer, have bucked the gloomy trend in the sector, dogged by weak consumer confidence.

Shares in Debenhams, up 59 percent over the last year, rose 6 percent after it increased its target for online sales to 600 million pounds ($961.8 million) from 500 million through the next three to five years.

The group also upped its target for overseas franchise stores from 130 to 150, with a focus on new openings in the Middle East and Asia.

Debenhams currently trades from about 170 stores in Britain, Ireland and Denmark, and 71 overseas franchise stores.

The group, which ranks behind rival John Lewis in terms of annual sales, also posted a 4.2 percent increase in full-year pretax profit to 158.3 million pounds, against a forecast 157.5 million, driven by its breadth of products, appeal to a range of customers and multiple routes to market.

Yet the company did not see any general upturn in the sector, where Argos parent Home Retail for example has just posted an 18 percent drop in first-half underlying pretax profit and is closing stores.

"We've seen no significant change in consumer confidence in the last six to nine months and customers are acclimatizing to what life is like in these challenging economic times," said Chief Executive Michael Sharp.

FURTHER PROGRESS

Sharp expects the UK to be as competitive as last year in the run-up to Christmas, the main selling season for most retailers. He does not anticipate a significant improvement in the economic environment in 2013 but said he does expect Debenhams to make further progress.

ASOS posted an expected 40 percent rise in yearly profit as strong trading in overseas markets more than offset slower growth in the UK, and said it was positive on the outlook.

The retailer, which targets young women looking to emulate the designer looks of celebrities such as Nicole Scherzinger and Pixie Lott, made a proforma underlying pretax profit of 44.5 million pounds.

UK retail sales growth of 10 percent was dwarfed by international sales growth of 64 percent.

As well as the UK, the company has websites in the United States, Australia, Germany, France, Italy and Spain. "On a daily basis on the planet we are the most visited fashion website for 15 to 34 year olds," CEO Nick Robertson told Reuters.

He said that by this time next year the group will have set up local language websites in both China and Russia.

"These are just two more markets which we will start small and gradually build," he said.

Prior to Thursday's update, ASOS shares had risen 90 percent so far this year, hitting a record 2,571 pence last week. But the stock was down 8 percent at 2,302p at 0951 GMT (0551 EDT), after Robertson played down recent re-heated speculation of a possible bid from Amazon.Com Inc .

"What I can categorically say is I have haven't spoken to (Amazon CEO) Jeff Bezos for three years," he said.

(Editing by Kate Holton and David Holmes)

Source: http://news.yahoo.com/britains-debenhams-asos-buck-retail-gloom-112737264--finance.html

Alex Morgan Misty May Treanor Lolo Jones Aly Raisman Marvin Hamlisch Megan Rossee NASA

Berlusconi sentenced to four years for tax evasion

MILAN (Reuters) - Former Italian Prime Minister Silvio Berlusconi was sentenced to four years in jail on Friday for tax fraud in connection with the purchase of broadcasting rights by his Mediaset television company.

The 76-year-old billionaire, who was convicted three times during the 1990s in the first degree before being cleared by higher courts, has the right to appeal the ruling two more times before the sentence becomes definitive. He will not be jailed unless he loses the final appeal.

The ruling comes two days after Berlusconi confirmed he would not run in next year's elections as the leader of his People of Freedom (PDL) party, ending almost 19 years as the dominant politician of the center-right.

Milan judge Edoardo d'Avossa told a packed court that between 2000 and 2003, there had been "a very significant amount of tax evasion" and "an incredible mechanism of fraud" in place around the buying and selling of broadcast rights.

The court's written ruling said Berlusconi showed a "natural capacity for crime".

Berlusconi lawyers Piero Longo and Niccolo Ghedini said the ruling was "totally divorced from all judicial logic", adding that they hoped the "atmosphere" at the appeals courts would be different.

Berlusconi, one of Italy's richest men, became prime minister for a second time in 2001 after winning a landslide election victory. Even while he was prime minister, he remained in effective charge of Mediaset even though he had handed over control of day-to-day operations, the court said.

The four-time prime minister and other Mediaset executives stood accused of inflating the price paid for TV rights via offshore companies controlled by Berlusconi and skimming off part of the money to create illegal slush funds.

The investigation focused on television and cinema rights that Berlusconi's holding company Fininvest bought via offshore companies from Hollywood studios.

The court also ordered damages provisionally set at 10 million euros ($13 million) to be paid by Berlusconi and his co-defendants to tax authorities.

"POLITICAL HOMICIDE"

The flamboyant Berlusconi, who is still on trial in a separate prostitution case, resigned as prime minister a year ago as Italy faced a Greek-style debt crisis, handing the reins of government to economics professor Mario Monti.

Angelino Alfano, secretary of the PDL, said the ruling proved once again "judicial persecution" of the media magnate, while political rival Antonio Di Pietro, a former magistrate, hailed the decision, saying "the truth has been exposed".

Should the ruling be confirmed on appeal, Berlusconi would also be forbidden from holding public office for five years, and from being a company executive for three years.

"This is not a sentence, but an attempt at political homicide," Fabrizio Chicchito, the PDL's chief whip in the Chamber of Deputies, said referring to the ban from holding office.

Now that Berlusconi has said he will pull out of politics, he may be focusing more on his business empire, which includes Mediaset, AC Milan soccer club, and Internet bank Mediolanum.

Shares in Mediaset, Italy's biggest private broadcaster, fell as much as 3 percent after the ruling, and are down about 50 percent in the last year.

The broadcaster has been struggling against rivals like News Corp's broadcaster Sky Italia and a host of online media, while its core advertising revenues are feeling the pinch of the recession.

The court acquitted Mediaset chairman and long-term Berlusconi friend Fedele Confalonieri, for whom prosecutors had sought a sentence of three years and four months.

Berlusconi has owned AC Milan since 1986 and they have been European champions five times under his leadership. But the club's fortunes have dipped in the past couple of seasons amid cost cutting, prompting repeated rumors of its possible sale.

He also is still on trial in the separate "Rubygate" case in which he is accused of paying for sex with a teenaged nightclub dancer when she was under 18 and thus too young to be paid legally as a prostitute. He denies the charges.

(Additional reporting by Danilo Masoni. Writing by Lisa Jucca and Steve Scherer; Editing by James Mackenzie and Michael Roddy)

Source: http://news.yahoo.com/berlusconi-sentenced-jail-mediaset-trial-141843013--finance.html

legend of korra lebron james magic mike trailer Alan Turing brave Stephanie Rice Meet the Pyro

Mad Max and Family: Bringin' Baby Home

Hi Friends,

We are going to take a break from our regular scheduled post today (Thursday's Kids and T(w)eens) since we are focusing on all things newborn this week.

First, Houstonians: did you have the chance to comment on our blog from Saturday for your chance to win a Whole Foods $50.00 giftcard? ?Tomorrow is your day to enter ... be sure to join us on the Whole Trade adventure this month and enter! ?It's very simple. ?Feel free to spread the love too (and Whole Trade Month is for a great cause!). ?Good luck!

Second, in celebration of my super sister (Super Sadie) we are focusing on Bringin' Baby Home today. Have you brought a baby home? ?How was that like your first few days or week? ?What memories do you have to share with us? ?What about for a second baby? ?Tips and tricks?

Mommy and Daddy aren't too nervous about it this go around (they had plenty of that with me) ... but this time is just balancing both of us. ?Don't worry, Mommy and Daddy ... I'll be here to help! ?We'll be sure to share with you how everything goes. ?Let us know if you have any questions for us too.

Mommy said the key is first of all to have help as she recovers from her C-Section ... and second of all to have a flexible schedule (this doesn't work for everyone, but it works for her). ?She strongly believes and follows Secrets of the Baby Whisperer (E.A.S.Y. Schedule = Eat, Activity Time, Sleep, and You Time) and Baby Wise. ?Not everyone believes in sleep training, but my doctor recommended very similar suggestions too. ?It worked the first night for me! ?Sadie, I hope it works for you too. ?Because Big Brother needs his sleep ... yah know what I'm sayin'?

We are also hoping for lots of kind visitors! ?I can't keep those ladies both entertained each day all day. ?Whew. ?That would be exhausting.

Now ... I'll share with you a few photos from my first few days home ... what do you think?

LOOKING BACK: Mad Max


Wow, can someone cut off the cuffs? ?And throw a boy some pants.

What do you mean you have to / want to go to work today? ?Throwing Asian eyes at you, Daddy.

Mommy's sweet sleeper. ?During the day!

I've come a long way since those Asian eyes. ?No? ?(And just when I lose my leg cuffs, I get arm cuffs).

Ohhh, if I try real hard and stretch, I'm longer than you Hoodie Bear!

-Mad Max


Source: http://madmaxandfamily.blogspot.com/2012/10/bringin-baby-home.html

espn jeremy lin sleigh bells meek sturgis sturgis

Thursday, October 25, 2012

Teck defers capital spending; profit sags

TORONTO (Reuters) - Teck Resources Inc said on Wednesday it will defer C$1.5 billion ($1.51 billion) in capital spending planned through 2013 and cut costs as Canada's largest diversified miner feels the pinch of a global economic slowdown.

Teck's shares closed up 2.8 percent, however, as the miner's third-quarter earnings per share were not far off analysts' expectations despite a sharp fall in profit on sagging coal sales and prices.

The company pushed back numerous development projects, including an expansion at the Quebrada Blanca copper project in Chile and the restart of the Quintette coal mine in Western Canada, joining other top miners that have deferred capital spending in recent months.

Morningstar analyst Daniel Rohr applauded Teck's efforts to cut costs, noting that profits will remain under pressure through the fourth quarter as lower metallurgical coal prices weigh.

"It's probably wise, despite a pretty strong balance sheet, that the company's going to be undertaking some counter-measures to conserve cash," he said.

Shipments of steelmaking materials coal and iron ore have dropped in recent months on slowing demand from China and other emerging nations, prompting some to worry that the decade-long commodity supercycle is coming to an end.

The tough market has led such coal miners as Alpha Natural Resources Inc and Walter Energy Inc , which produce both steelmaking and thermal coal, to cut output.

Teck, the world's second-largest exporter of seaborne steelmaking coal, said it remains on track to meet the lower end of its full-year coal production forecast of 24.5 million to 25.5 million tonnes.

SPENDING CUTS

Included in the Vancouver-based miner's capital spending cuts are projects that have been delayed due to permitting issues, although chief executive Don Lindsay conceded that in the current economic climate the company would have taken a hard look at the projects even if permits were not a factor.

"We want to make sure that we're living within our means, if you like," he told investors on a conference call. "If the regulatory delays weren't there, perhaps we would have made the (deferral) choices anyway."

The company will reduce capital spending in 2012 to C$1.8 billion, down by C$300 million, while 2013 capital spending is being cut by C$1.2 billion. Teck has also implemented a plan to reduce operating costs by at least C$200 million a year.

At the Quebrada Blanca Phase 2 project, Teck now plans to resubmit its environmental assessment no sooner than the second quarter of 2013, while the restart of the Quintette coal mine has been delayed to 2014 over permits.

Quintette was shut down in 2000 as the coal price sagged below $50 a tonne. Teck launched a feasibility study on restarting the project in 2010, with the mine expected to produce about 3.5 million tonnes of coal a year.

Teck also deferred construction of a new furnace at its Trail operations in British Columbia and said the feasibility study for its Relincho project in Chile has been paused on changes to local infrastructure plans.

The company noted it has a cash balance of C$4.2 billion and is well positioned to move forward with its growth plans, but played down talks of major acquisitions.

COAL SOFTENS

Teck said its average realized coal price fell to $193 per tonne in the third quarter from $202 in the second quarter, while prices were down 33 percent from the same period a year earlier.

"Ongoing economic uncertainties in Europe and the United States and less robust growth rates in China, India and other emerging markets have impacted both demand and prices for some of our products", the company said.

Teck also warned that the recent weakness may continue into the first half of 2013, though the company noted it believes the medium- to long-term fundamentals for steelmaking coal are favorable. Teck operates numerous coal mines in Canada.

Coal production rose about 6 percent to 6.32 million tonnes in the quarter, while copper production increased 29 percent to a record 99,000 tonnes.

Net income fell to C$180 million, or 31 Canadian cents per share, in the quarter ended September 30. That compared with C$814 million, or C$1.38 per share, in the year-earlier period.

On an adjusted basis, third quarter profit fell 52 percent to 60 Canadian cents a share. Analysts on average had expected a profit of 61 Canadian cents per share, according to Thomson Reuters I/B/E/S.

Revenue fell 26 percent to C$2.5 billion, matching analyst expectations.

(Reporting by Julie Gordon in Toronto and Sandhya Vijayan in Bangalore; Editing by Theodore d'Afflisio,; Peter Galloway and Richard Pullin)

Source: http://news.yahoo.com/teck-defers-capital-spending-profit-sags-004655610--finance.html

mlb pregnant man outside lands 2012 lineup beloved ufc results water for elephants old school

False mailers and phone calls: Efforts intensify to trick and bully voters

WASHINGTON (Reuters) - In Florida, Virginia and Indiana, voters have received phone calls that wrongly told them there was no need to cast a ballot in person on Election Day because they could vote by phone.

In Ohio and Wisconsin, billboards in mostly low-income and minority neighborhoods showed prisoners behind bars and warned of criminal penalties for voter fraud - an effort that voting rights groups say was designed to intimidate minority voters.

And across the nation, some employers - notably David and Charles Koch, the billionaire brothers who help fund the conservative group Americans for Prosperity - are urging their workers to vote for Republican Mitt Romney for president.

Two weeks before what could be one of the closest presidential elections in U.S. history, efforts to mislead, intimidate or pressure voters are an increasingly prominent part of the political landscape. Analysts say tactics typically seen in the last few days before an election are already in play.

"We've seen an uptick in deceptive and intimidating tactics designed to prevent eligible Americans from voting," said Eric Marshall of the Lawyers' Committee for Civil Rights Under Law, who manages a coalition that has a telephone hot line (1-866-OUR-VOTE) that collects tips on alleged voter intimidation.

Democrats have been more vocal in complaining about such antics. They also cite groups linked to the conservative Tea Party movement that are training tens of thousands of people to monitor polling places on November 6 for voter fraud. The controversial plan has been criticized as an attempt to delay or discourage voting.

But Republicans also have been behind some of the complaints, which have been focused largely on the eight or so politically divided swing states that are likely to decide the race between Romney and Democratic President Barack Obama.

Kurtis Killian, a Republican from St. Augustine, Florida, was among those in three states who have reported receiving calls that encouraged them to vote by phone so they would not have to go to the polls.

Killian said he received a call from a man who identified himself as an employee of the Florida Division of Elections. Killian said he refused the caller's offer to cast his vote by phone then reported the call to local elections officials.

"I know there is no such thing as phone voting," Killian said. But "for someone who can't get out easily," such as elderly or disabled voters, "they might go for that - it would be convenient for them. Once you think you voted ... you won't go to the polls. My vote would be canceled out."

Virginia's State Board of Elections received similar complaints from at least 10 people - most of them elderly - who said they had been urged to vote by phone.

Voters in Tippecanoe County, Indiana, reported similar phone calls in September, sparking an investigation by Indiana's Secretary of State's office, which oversees the state's elections.

The probe has focused on a firm called Vote USA. It is unclear who was behind the group; its phone number is no longer active. The Secretary of State's office urged voters who receive a call from Vote USA to ignore it.

BILLBOARDS IN WISCONSIN, OHIO

Democratic lawmakers and activists in Wisconsin and Ohio - the most coveted of all the swing states in the presidential race because the winner there is likely to win the White House - are angry about several dozen billboard signs that have popped up in recent weeks, warning of stiff penalties for voter fraud.

The billboards were put up in mostly black and low-income communities. Most had a large picture of a judge's gavel and said "Voter Fraud is a Felony!" punishable by up to 3-1/2 years in prison and a $10,000 fine. They were paid for by an anonymous group described only as a "private family foundation."

Other billboards showed prisoners in jumpsuits peering through prison bars. Community leaders said the signs were aimed at blacks and Hispanics and the poor as well as ex-convicts - all groups that tend to vote Democratic.

City Councilwoman Phyllis Cleveland, whose district in Cleveland includes several of the billboards, said the billboards were designed to intimidate.

"I'm worried they will actually scare some of the ex-offenders, people with felony records who can vote," said Cleveland, who added that there is confusion about felons voting because it is illegal in some states. In Ohio, 12 other states and Washington, D.C., felons who are not behind bars may vote.

In response to the complaints, the billboard company, Clear Channel Outdoor, said last weekend that it would take down about 140 billboards in Ohio and Wisconsin that had been scheduled to stay up until Election Day. The company said it has a policy against putting anonymous political messages on billboards and that it erred in agreeing to the contract.

Some Ohio residents who decided to vote early to avoid long lines on November 6 said they were angry about the billboards.

A few compared them with efforts in more than 30 states to impose new voting restrictions, such as requiring voters to produce a photo ID. Several photo ID laws have been tossed aside or delayed by courts.

"There is a concerted effort to keep specific groups from the polls," said Camilo Villa, 24, who lives in the Cleveland area and voted early for Obama. "It's very concerning."

PRESSURE BY EMPLOYERS

Meanwhile, some employers have pressured workers to support certain candidates in the presidential race and other elections.

Such employers seem to be taking advantage of a 2010 Supreme Court ruling that overturned laws that banned employers from directly expressing their political opinions to their employees.

Critics of the so-called Citizens United ruling - which also led to the creation of big-money "Super PACs," or political action committees that can raise and spend unlimited amounts and have been a force in this presidential campaign - say it could make workers feel coerced into voting for certain candidates.

Several companies have sent out letters urging their employees to vote for Romney. The Koch brothers, who have given millions of dollars to back Romney and other Republicans, have come under fire for sending a "voter information packet" to 45,000 employees of Koch Industries and its Georgia Pacific unit.

The packet, obtained by the political magazine In These Times, includes a list of candidates the company supports, with Romney at the top of the list. It also includes a letter from Koch Industries President David Robertson saying that "many of our more than 50,000 U.S. employees and contractors may suffer the consequences" if voters elect candidates who increase regulations and hinder free trade - a presumed jab at Obama.

Robertson said in the letter that "the candidate you pick is your choice, and your choice alone."

Some Democrats accused Georgia Pacific, a pulp and paper firm, of trying to force workers into voting for Romney.

Lynn Rhinehart, general counsel for the AFL-CIO, the largest group of labor unions in the United States, said that employers may communicate with their workers about candidate choices, but should not link a vote with keeping their jobs.

"There could be legal issues with how it is that they are communicating with employees," Rhinehart said in a media call to discuss the election and intimidation tactics.

Georgia Pacific spokesman Greg Guest said the company's mailing was not an attempt to "intimidate" employees and that many companies and unions give members similar information.

"Unions and newspapers go further than this and actually endorse candidates to their members and readers," Guest said in a statement.

THE 'POLL CHALLENGERS'

Voting rights groups have raised concerns about volunteer "poll challengers" who will be out on November 6 to try to prevent what they see as possible voter fraud.

One group, called True the Vote, hopes to train up to one million people before Election Day. Rights groups say the large numbers of monitors could be intimidating and discourage some people - particularly minorities - from voting.

"We expect organizations like True the Vote to try to intimidate people ... (by) indicating to voters, possibly Latinos, ?You know you've got to be a documented citizen to vote,'" said Arlene Holt Baker, vice president of the AFL-CIO.

True the Vote's founder, Catherine Engelbrecht, disputed the notion that her group's election monitors might keep legitimately registered voters from casting ballots.

"We have seen no evidence about voter intimidation by TTV volunteers at the polls," she told Reuters in an e-mail.

New Mexico's attorney general, meanwhile, is investigating possible voter suppression after a video - secretly recorded by a group called ProgressNowNM - was circulated showing a Republican Party leader giving false information to volunteer poll monitors.

The Republican official can be heard saying that challengers could demand that voters show IDs and could prevent voters from requesting interpreters - neither of which are true. New Mexico does not require an ID to vote and interpreters are allowed. Ballots also are available in Spanish.

State Attorney General Gary King, a Democrat, said his office had received several complaints that appeared to show a "concerted effort afoot to discourage some New Mexicans from exercising their right to vote this November."

(Additional reporting by Susan Cooper Eastman in Jacksonville, Florida, Eric Johnson and Kim Palmer in Cleveland and Zelie Pollon in Santa Fe, New Mexico.; Editing by David Lindsey, Christopher Wilson and Paul Simao)

Source: http://news.yahoo.com/u-election-nears-efforts-intensify-misinform-pressure-voters-051420119.html

robert e lee golden globe winners the express zappos hacked jane fonda jon huntsman bit coin

Kennedy cousin denied parole in 1975 slaying

SUFFIELD, Conn. (AP) ? Kennedy cousin Michael Skakel was denied a bid for freedom Wednesday at his first parole hearing since he was convicted a decade ago of killing his neighbor in 1975.

Skakel, who proclaimed his innocence at the hearing, nodded and patted his attorney on the back after the three-person parole board read the unanimous decision. He will next be eligible for parole in 2017.

Skakel is serving 20 years to life for fatally beating Martha Moxley with a golf club in Greenwich when they were 15. Skakel is a nephew of Ethel Kennedy, the widow of Robert F. Kennedy.

Skakel spoke slowly and softly at the hearing at McDougall-Walker Correctional Institution in Suffield, saying: "I did not commit this crime."

In attendance was Dorthy Moxley, the victim's mother, who said losing a child is the worst thing in the world and Skakel should serve at least 20 years in prison.

"Martha, my baby, will never have a life," she said, her voice breaking.

Skakel told the parole board he prays every day that whoever committed the crime is brought to justice, but he is the wrong man.

"If I could ease Mrs. Moxley's pain in any way, shape or form I would take responsibility all day long for this crime," Skakel said. But, he added, "I cannot bear false witness against myself."

The heavyset, 52-year-old Skakel with gray, thinning hair wore a tan prison jumpsuit to the hearing. To support his claims of innocence, he told of how he became sober.

"I pose to you: How can a guilty man stay sober for 30 years with that kind of guilt on his mind?" he said.

Skakel also talked about his mother's death at an early age, his learning disability and a childhood in which he attended numerous schools. He said his ex-wife was recently diagnosed with his cancer, and he is concerned about his 13-year-old son.

"I'm at your mercy. The only power I have is prayer," he said.

The chair of the parole board, Erika Tindill, showed some skepticism as she pressed Skakel with questions. She said it was an odd situation for him to ask for early release while proclaiming innocence of the crime.

Skakel, convicted in 2002, is eligible for parole consideration because of laws in place at the time of the crime including good behavior credits.

In letters to the parole board, Skakel's supporters, including his cousin Robert F. Kennedy Jr., say Skakel has helped alcoholics recover. They also portray him as religious and devoted to his son.

Many letters cite Skakel's art work in prison, saying he has made uplifting paintings that show his true nature, give joy to others and encourage family values.

Letters objecting to his parole cite the brutal nature of the crime and say releasing him early would be devastating to the victim's family.

"This person committed a heinous crime that gave many people a sentence of suffering that was irreversible," one of the letters states. "Why then should this person be given relief, when none is available for those who suffered the loss of a daughter, a sister, a dear friend."

Source: http://news.yahoo.com/kennedy-cousin-denied-parole-1975-slaying-155105565.html

vcu unlv sam young ncaa bracket ramon sessions portland trail blazers nba trade

Wednesday, October 24, 2012

Agency Says Local Foster Families Needed

With three kids, ten grand kids, and four great-grand kids, Barbara Scott is used to taking care of a big family. Scott and her husband have even opened their home in Holt to foster children over the past six years.

"We're just advocates," said Scott. "We keep pushing, pushing, and pushing for what the kids need."

Right now, the Scotts are taking care of a 13-month-old little boy and a 20-month-old little girl. Scott lights up when describing the two kids.

"She's just a sweetheart, she just latches on," Scott said. "She's learning so much, so much."

And that's exactly the type of progress Nancy Oliver, a child welfare director at Child and Family Charities, says they love to hear about.

"It's just amazing to see them grow and develop," said Oliver. "And foster parents are the vital, key, essential component of that growth and development, providing those safe, loving and stable homes."

There are about 14,000 Michigan children in foster care throughout the state at any given time, according to the Department of Human Services.

Lansing-based adoption and foster care agency Child and Family Charities says there are just not enough foster homes in Mid-Michigan, making it a struggle to place kids in loving, stable homes and to keep siblings together.

Child and Family Charities provides for about 104 children in foster care, but only has 77 licensed foster homes. The group says it specifically needs more volunteer families to help care for minority children of all ages, teens, and sibling groups.

"Here in the capital area we struggle to place children anywhere from zero to 17,18 years old," said Oliver. "There are just not enough homes to provide for these children when they have to be removed from the care of their parents or caregivers due to issues of abuse and neglect."

A coalition of agencies in Mid-Michigan provide the required training and education for people who want to become foster parents. Potential foster families also have to go through a home study process and background checks.

Many people think you have to be married or own a home to be a foster parent, but that's not the case. Oliver says you really just need space in your home, and space in your heart, to take care of these children.

Scott says she will continue to help provide for as many foster children as she can, while hoping to inspire others to become foster parents.

"As long as we're able and healthy," she said. "Yes, we would."

Source: http://www.wilx.com/home/headlines/Agency-Says-Local-Foster-Families-Needed-175387561.html

dallas tornadoes dallas weather nike nfl uniforms ben and jerrys free cone day tornado in dallas texas the island president the maldives

Links to Live Deliberately #009 | Charlie Lyons

Each edition of?Links to Live Deliberately?shares a handful of relevant links to help you ?live deliberately? across the topics on this blog: non-profits, personal development, productivity, and social media.

If you have an Android mobile device, you can then take your mobile wallet with you on your smartphone for point-of-sale transactions that occur offline. Also, nonprofits that have been wise to mobilize their Web content and build their mobile lists could text links to Google Wallet donation pages. Think about that for a minute.

Do you ever wonder why you?re where you are? How did you end up in your current position? It?s easy to dismiss it as life passing us by and circumstances bringing us to where we are.?It?s easy but not true. The truth is?you made choices that brought you to where you are.?That means?the buck stops with you.?This is a principle Andy Andrews talks about in his book?The Traveler?s Gift. The main protagonist asks: Why Me?

The rituals of successful athletes aren?t unlike those of?very productive writers. Both use pre-game rituals and training techniques, some stranger than others, to help them get into a mental state that makes them perform at their peak.?If you read Copyblogger regularly, you know that we delve into the classic and modern techniques of successful writers to help online publishers find a solid technique for their own daily battle with the page.

The chances are that you saw?the title of this article and winced a little. Usually, things which are enjoyable bring negative side effects to our bodies. Alcohol, chocolate and fast-food are all fine examples of things which are enjoyable at the time but have negative long-term side effects on your health. So how does coffee compete with these ?naughty? foods and drink?

Drinking coffee is a great way to stay alert, both physically and mentally. It helps wake you up in the morning and aids your productivity, and?help relieve workplace stress. Many of us drink up to 5 cups of the coffee a day, in various forms, from a black coffee to a mocha, or even one of those frozen coffees you can get from Starbucks. No matter how you like to mix it up, you need to be aware of the impact drinking coffee is having on your body.

I?m a devotee the ?simple church? concept, but I have experienced just how daunting a task it can be to lead the under-programming of my church. We are inundated constantly with opportunities for activity from other churches (which we don?t want to turn down lest we appear uncooperative and standoffish), advertised ?movements? local and national (which are good at getting people excited and distracted), and ?good ideas? from our own community (which we are reluctant to deny lest we break someone?s heart). But what all this so often amounts to is a church that is merely busy, and busy does not always equal diligent or faithful.

I trust these links will be what you need today to help you live deliberately. I?d appreciate your comments if they?ve been helpful to you. Do you have any suggestions for the next round of ?Links to Live Deliberately??

Source: http://www.charlielyons.ca/2012/10/links-to-live-deliberately-009/?utm_source=rss&utm_medium=rss&utm_campaign=links-to-live-deliberately-009

hocus pocus hocus pocus jessica biel Big Tex Sweetest Day optimal Samantha Steele Espn

Video: PFT: Is criticism of Cam about race?

Sorry, Readability was unable to parse this page for content.

Source: http://nbcsports.msnbc.com/id/21134540/vp/49537141#49537141

joe philbin miss america pageant 2012 shipwreck jose aldo vs chad mendes lana del rey john 3 16 alex smith 49ers

Tuesday, October 23, 2012

The Debates Are Over and It's Still a Coin Toss

Over the course of three presidential debates, Republican Mitt Romney succeeded in defying Democratic attacks?and overcoming his own past missteps?that had threatened to disqualify him as a reasonable choice for voters weary of President Obama.

Portrayed for weeks as a warmonger, and compared unfavorably to President George W. Bush, with his two unpopular wars, Romney in the debates showed stronger interest in diplomacy and using military action only as a last resort. Mocked as a buffoon on the international stage, Romney was fluent and gaffe-free.

Yet as in the second debate, Obama in Monday night's face-off on foreign policy was the more frequent and more strident aggressor, racking up twice as many points if anyone had been keeping score. After weeks of hammering Obama over his response to the attacks on the U.S. Consulate in Libya, which killed four Americans, Romney never threw a punch in that direction. What?s more, he found himself agreeing with the president and praising his record more than he probably would have liked. He acknowledged that economic sanctions against Iran are ?working? and congratulated him on the assassination of Osama bin Laden.

?There have been times during the campaign where you said that you would do the same things as we did, but you would say it louder,? Obama said.

Frankly, he had a point. Plus, he got to shoot down Romney?s frequent accusation of an ?apology tour? through the Middle East as a ?whopper.?

So where does that leave the race? Probably looking more than ever like a coin toss with a smidge of advantage for the sitting president. Momentum is far more important than television ads at this stage, but without a brutal knockdown or embarrassing misstep, the impact of the third debate is likely to fade as the election hinges on which campaign can get more of its supporters to the polls.

The president built a strong case for his reelection in the second and third debates, although he came across as a little eager to pick fights in Monday?s debate. Romney certainly dominated the first debate and held his own in the second and third matchups, but he missed opportunities to land blows.

Possibly still compensating for his languid performance in the first debate, Obama at the beginning of the third debate?charged at Romney and didn?t let up. At the risk of appearing unstatesmanlike, he verged into snark and sarcasm. ?The 1980s are calling and asking for their foreign policy back,? Obama quipped, referring to Romney?s remark a few months ago calling Russia the United States'??greatest geopolitical foe.? ?I know you haven?t been in position to actually execute foreign policy, but every time you?ve offered an opinion you?ve been wrong,? Obama added. Accusing Romney of not understanding the military?s capabilities, he said, ?We also have fewer horses and bayonets.... This is not a game of Battleship where we are counting ships.?

But the president was playing political gamesmanship to the hilt. The palpable hostility between the two candidates seated close together at a table was uncomfortable, but Romney stayed calm as if to show he would do the same as president in an international crisis. ?Attacking me is not an agenda,? he said, a line he repeated later in the debate.

Where Obama ran hot, Romney stayed cool. After months of saber-rattling, Romney said he wanted to pursue a sweeping, nonviolent strategy that would lead the Middle East to reject extremism. He talked of foreign aid and education and promoting women?s rights. ?We don?t want another Iraq. We don?t want another Afghanistan,? Romney said, deferring to the public?s widespread disapproval of those protracted conflicts. He spoke of pursuing friendships with leaders who could replace Syrian President Bashar al-Assad so as not to be drawn into a military conflict. ?We want a peaceful planet,? Romney said.

He was more critical of the president on Israel, describing ?unfortunate tension? and insisting that Iran was getting closer to building a nuclear weapon. Obama met the criticism bristling with confidence and offered assurances that that would not happen on his watch.

The one time Romney seemed to lose his balance on Monday night was when he was asked to explain how he plans to pay for a bigger military. ?I?d be happy to have you take a look. Come on our website,? a frustrated Romney told moderator Bob Schieffer of CBS News.

Obama, always poised for confrontation, wouldn?t let that go. ?And you know, we visited the website quite a bit and it still doesn?t work,? he said.

Less than half an hour into the third debate, Romney sought to turn the conversation toward Obama?s bigger liability, the economy. ?America must be strong. America must lead. And for that to happen, we have to strengthen our economy here at home,? he said. Romney could have been talking about the country?s dimmed enthusiasm for the president since his 2008 election, when he described changing expectations toward the Arab Spring. ?We?re seeing a pretty dramatic reversal in the hopes we had for that region,? he said.

That widespread disappointment amid a sluggish economy remains Romney?s strongest weapon against the president. It was not often at his disposal in a debate on foreign policy that allowed the president to boast of some of his biggest successes.

< style="display:none;"> </div>

Source: http://news.yahoo.com/debates-over-still-coin-toss-060005838--politics.html

huntingtons disease rob the firm new york philharmonic marines urinating on taliban critics choice awards super pac

Gurung is Target's newest fashion collaborator

NEW YORK (AP) ? The high-fashion Prabal Gurung (PRUH'-buhl goo-RUHNG') label will be hanging at Target Corp. stores next February. The designer is the latest to plan a limited-edition collaboration with the retailer.

There will be women's clothing, including dresses and blazers, and shoes, jewelry and handbags. Products launch in stores Feb. 10.

Trish Adams, Target's senior vice president of apparel and accessories, says Gurung is a "modern visionary."

The Nepalese-born Gurung is best known for very modern styles using classic craftsmanship techniques and mixed-media materials. His most recent runway featured a hand-embroidered jacket with beads and a trail of chiffon, and silk sweatpants.

Gurung has dressed many celebrities, including first lady Michelle Obama and Lady Gaga. His first big splash was a red asymmetrical dress worn by Zoe Saldana in 2009 that was featured on the cover of Women's Wear Daily.

Source: http://news.yahoo.com/gurung-targets-newest-fashion-collaborator-153342269--finance.html

drew brees drew brees sandusky Sam Champion Hulk Hogan sex tape orioles venezuela

Twitter's Favorite Button Could Have Been a Thanks Button

If you're a Twitterer, you're probably very familiar with the Favorite button on tweets. It's Twitter's equivalent to the Facebook 'Like' and a way to show appreciation to a good tweet, a weird tweet, a tweeted link or any tweet without replying or retweeting. It's fun and it works. It also could have been known as 'Thanks'. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/x1sVWtRc9M8/twitters-favorite-button-could-have-been-a-thanks-button

nfl playoff picture rose bowl 2012 sat cheating scandal hangover cure lebron james engaged auld lang syne end of the world 2012

Monday, October 22, 2012

Video: 11 years on, tables have turned in Afghan war (cbsnews)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories Stories, RSS Feeds and Widgets via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/257263333?client_source=feed&format=rss

splunk dark shadows iau msft etan patz obama dog doug hutchison

High-Protein Diet Not So Good for Kitty's Belly, Study Suggests

Your kitten may prefer dining on chicken and salmon, but a high-protein diet may not be the best option for Fluffykins, at least if gut bacteria are any indication. Kittens fed a high-protein, low-carb diet have lower levels of helpful gut bacteria than those fed a more balanced ratio of nutrients, according to a new study.?

Many new cat foods claim they are tailored to the feline's carnivorous nature.

"There are a lot of diets now, all natural, that have high protein and fat and not much dietary fiber or carbohydrates," said study co-author and University of Illinois researcher Kelly Swanson in a press release.

But it isn't clear that high-protein diets are actually good for cats.

To see how diet affects intestinal bacteria, the team assigned eight cats to eat either a high-protein, low-carbohydrate kibble or a balanced alternative with moderate amounts of protein and carbohydrates. After mating the cats, the scientists reared the kittens and fed them the same diet as their moms.

The kittens were allowed to play with each other in a common area with scratching posts and toys.

"It became quite a party right away," said Swanson in a press release. "It was a bit chaotic but fun as well."

At weaning, and at four and eight weeks after weaning, the team tested the bacterial DNA in 12 of the kittens' feces.

The kittens fed a high-protein diet had higher levels of bacteria that break down proteins, while cats fed the more balanced food had more carbohydrate-processing bacteria.

Surprisingly, kittens eating the higher-carb kibble had more of the beneficial gut bacteria bifidobacterium. Low levels of bifidobacteria have been linked to irritable bowel syndrome in humans. Compared with the other groups of kitties, the high carb-eating kittens also had higher levels of lactobacillus, beneficial bacteria that may play a role in cholesterol and appetite regulation.

The microbes found in the kittens' intestines weren't much different from those in the human gut, suggesting that specific diets may have similar effects across species.

"If you feed the bacteria in a cat, dog, or human colon the same substrate, there are probably going to be similar outcomes," Swanson said in the release.

The findings were published online in the British Journal of Nutrition.

Follow LiveScience on Twitter @livescience. We're also on Facebook?& Google+.?

Copyright 2012 LiveScience, a TechMediaNetwork company. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://news.yahoo.com/high-protein-diet-not-good-kittys-belly-study-191809134.html

zac efron and taylor swift real housewives of orange county bloom energy franklin graham jambalaya taylor swift and zac efron basketball wives

Privacy implications of FCC broadband test called into question

{ttle}

{cptn}","template_name":"ss_thmb_play_ttle","i18n":{"end_of_gallery_header":"End of Gallery","end_of_gallery_next":"View Again"},"metadata":{"pagination":"{firstVisible} - {lastVisible} of {numItems}","ult":{"spaceid":"7665145","sec":""}}},{"id": "hcm-carousel-1852027198", "dataManager": C.dmgr, "mediator": C.mdtr, "group_name":"hcm-carousel-1852027198", "track_item_selected":1,"tracking":{ "spaceid" : "7665145", "events" : { "click" : { "any" : { "yui-carousel-prev" : { "node" : "a", "data" : {"sec":"HCMOL on article right rail","slk":"prev","itc":"1" }, "bubbles" : true, "test": function(params){ var carousel = params.obj.getCarousel(); var pages = carousel._pages; // if same page, don't beacon if(("_ult_current_page" in carousel) && carousel._ult_current_page==pages.cur) return false; // keep track of current position within this closure carousel._ult_current_page = pages.cur; return true; } }, "yui-carousel-next" : { "node" : "a", "data" : {"sec":"HCMOL on article right rail","slk":"next","itc":"1" }, "bubbles" : true, "test": function(params){ var carousel = params.obj.getCarousel(); var pages = carousel._pages; // no more pages, don't beacon again // if same page, don't beacon if(("_ult_current_page" in carousel) && carousel._ult_current_page==pages.cur) return false; // keep track of current position within this closure carousel._ult_current_page = pages.cur; return true; } } } } } } })); }); Y.later(10, this, function() {(function() { try{ if (Math.floor(Math.random()*10) == 1) { var loc = window.location, decoded = decodeURI(loc.pathname), encoded = encodeURI(decoded), uri = loc.protocol + "//" + loc.host + encoded + ((loc.search.length > 0) ? loc.search + '&' : '?') + "_cacheable=1", xmlhttp; if (window.XMLHttpRequest) xmlhttp = new XMLHttpRequest(); else xmlhttp = new ActiveXObject("Microsoft.XMLHTTP"); xmlhttp.open("GET",uri,true); xmlhttp.send(); } }catch(e){} })(); }); Y.later(10, this, function() {Y.namespace("Media").ywaSettings = '"projectId": "10001256862979", "documentName": "", "documentGroup": "", "ywaColo" : "vscale3", "spaceId" : "7665145" ,"customFields" : { "12" : "classic", "13" : "story" }'; Y.Media.YWA.init(Y.namespace("Media").ywaSettings); }); Y.later(10, this, function() {if(document.onclick===YAHOO.Media.PreventDefaultHandler.newClick){document.onclick=YAHOO.Media.PreventDefaultHandler.oldClick;} }); }); });

Sunday, October 21, 2012

Legal Theory Blog: Legal Theory Bookworm

The Legal Theory Bookworm recommends two books by G.A. Cohen:

Finding Oneself in the Other. Here is a description:

    This is the second of three volumes of posthumously collected writings of G. A. Cohen, who was one of the leading, and most progressive, figures in contemporary political philosophy. This volume brings together some of Cohen's most personal philosophical and nonphilosophical essays, many of them previously unpublished. Rich in first-person narration, insight, and humor, these pieces vividly demonstrate why Thomas Nagel described Cohen as a "wonderful raconteur." The nonphilosophical highlight of the book is Cohen's remarkable account of his first trip to India, which includes unforgettable vignettes of encounters with strangers and reflections on poverty and begging. Other biographical pieces include his valedictory lecture at Oxford, in which he describes his philosophical development and offers his impressions of other philosophers, and "Isaiah's Marx, and Mine," a tribute to his mentor Isaiah Berlin. Other essays address such topics as the truth in "small-c conservatism," who can and can't condemn terrorists, and the essence of bullshit. A recurring theme is finding completion in relation to the world of other human beings. Engaging, perceptive, and empathetic, these writings reveal a more personal side of one of the most influential philosophers of our time.
And?On the Currency of Egalitarian Justice, and Other Essays in Political Philosophy:
    G. A. Cohen was one of the most gifted, influential, and progressive voices in contemporary political philosophy. At the time of his death in 2009, he had plans to bring together a number of his most significant papers. This is the first of three volumes to realize those plans. Drawing on three decades of work, it contains previously uncollected articles that have shaped many of the central debates in political philosophy, as well as papers published here for the first time. In these pieces, Cohen asks what egalitarians have most reason to equalize, he considers the relationship between freedom and property, and he reflects upon ideal theory and political practice.

    Included here are classic essays such as "Equality of What?" and "Capitalism, Freedom, and the Proletariat," along with more recent contributions such as "Fairness and Legitimacy in Justice," "Freedom and Money," and the previously unpublished "How to Do Political Philosophy." On ample display throughout are the clarity, rigor, conviction, and wit for which Cohen was renowned. Together, these essays demonstrate how his work provides a powerful account of liberty and equality to the left of Ronald Dworkin, John Rawls, Amartya Sen, and Isaiah Berlin.

Cohen was one of the great political philosophers of the late twentieth century.

Source: http://lsolum.typepad.com/legaltheory/2012/10/leg.html

new hope baptist church associated press foster friess new orleans hornets ghost rider spirit of vengeance hornets prince johan friso